Health & Medicare insurance in Arizona.

Apex Health Advisors LLC is a licensed independent agency in Arizona. We compare under-65 and Medicare coverage across the major carriers and hand you the plain-English version, at no cost to you. The carrier pays us, so our help is free.

Carriers and plans in Arizona

In Arizona, the major individual-market carriers include Blue Cross Blue Shield of Arizona, Ambetter from Arizona Complete Health, UnitedHealthcare, and Cigna, along with Allstate Health Solutions for under-65 private, short-term, and indemnity plans. We compare the options that fit your situation rather than pushing one company.

Coverage and enrollment in Arizona

Marketplace: Arizona uses the federal Marketplace (HealthCare.gov). We check whether you qualify for a premium subsidy before anything else.

Medicaid: Arizona expanded Medicaid (AHCCCS), so coverage is available up to 138% of the federal poverty level.

Enrollment timing: Arizona uses the federal enrollment calendar. Open Enrollment for 2027 coverage runs Nov 1 to Jan 15. Outside of open enrollment, a qualifying life event such as losing coverage, moving, or turning 65 can open a special window. We will tell you which one applies to you.

What we help Arizona residents with

• ACA Marketplace major medical, with a subsidy check
• Short-term and indemnity options for a coverage gap (not ACA-comprehensive)
• Medicare Advantage, Medicare Supplement (Medigap), and Part D
• Dental, vision, and supplemental coverage
• Small-business and self-employed coverage

Where we serve in Arizona

We work with people in Phoenix, Mesa, Chandler, Scottsdale, Gilbert, Glendale, Tempe, Peoria, Surprise, Tucson, and communities across the state. Coverage and licensing are statewide, so wherever you are in Arizona, we can help.