Medicare Supplement (Medigap)
Our specialty. Helps pay what Original Medicare leaves behind, with the freedom to see any provider that takes Medicare. Because plans are standardized, we shop the same coverage for the best price.
Compare Medigap →Medicare (65+)
Turning 65 starts a clock. We help you get it right.
Your one-time enrollment window matters, and the wrong move can mean penalties and coverage gaps for years. We walk you through Medicare Advantage, Medigap, and Part D step by step, at no charge, before you sign anything.
By calling this number you will be connected to a licensed insurance agent.
Medicare has several parts, and the right combination depends on your doctors, your prescriptions, and your budget. Apex Health Advisors LLC is an independent agency that compares Medicare Advantage, Medicare Supplement (Medigap), and Part D drug plans across carriers so you can choose with confidence, at no cost to you.
Medicare Advantage
All-in-one private plans that bundle your benefits. We do not sell Advantage, but we are glad to explain how it works and how it compares to a Medigap approach.
Learn about Advantage →Part D (prescriptions)
Standalone drug coverage that works with Original Medicare or Medigap. Here is what to know, including the late-enrollment penalty to avoid.
Learn about Part D →You asked us
The three things people worry about
Will I lose my doctor?
We check whether your doctors and hospitals are in-network before you choose anything.
I don't understand Parts A, B, and D
That is normal. We explain how they fit together in plain English, no jargon.
Am I being sold something I don't need?
We are independent. We get paid the same regardless of plan, so our advice is not steered. If Original Medicare alone is best for you, we will say so.
Common questions
Good questions, straight answers
When can I enroll?
Your Initial Enrollment Period is the seven months around your 65th birthday. There are also annual windows and special situations. We will map your exact dates so you do not miss anything or get a penalty.
Does this cost me anything?
No. Our help is free to you. Carriers build the commission into the plan whether or not you use an agent.
Apex Health Advisors LLC is not affiliated with or endorsed by the U.S. government or the federal Medicare program.
We do not offer every plan available in your area. Any information we provide is limited to the plans we offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options.
Ready to see your options?
Tell us a little about your situation and a licensed advisor reaches out within one business day. No spam, no obligation.
By calling this number you will be connected to a licensed insurance agent.